I pop up overnight wearing a tiny hat. What am I?

I have a bank, but no money. I have a bed, but can't sleep. One could say my nature is runny, But it's my anger that makes one weep.

I'm tidal's best buddy without me you surely be sad during surfing season

When the sun is at its highest, Or its lowest Extending your day, Or cutting it short A phenomenon that happens twice a year

White and bright, makes tides rise higher So far away, you need a magnifier I make them howl. A view to please I just hope it tastes like cheese