I know that this riddle's answer is either a blessing or a curse depending on if you owe or are refunded but along with death it is one of life's certainties

Oh kitty, sweet kitty, I love you so! From your whiskers and ears to these on your toes. Like jelly and magic and sprouts of this kind, I do love these things on my feline!

I sit on your wrist and circle the day, yet I keep careful guard till danger’s away. I measure each second with hands that don’t touch, or fix my gaze steady, perhaps a bit much.

Oh, you think you know what you’re seeing? Think again!

If this month were a wetland, it would be called this